On the weekend I was watching Ramit Sethi’s show on NetFlix ‘How to Get Rich’. 😃
The most common issue that most of the participants do is they do not pay their credit card bills in full. 😬
They just pay the bare minimum and just keep postponing the payment. 😣
This causes a lot of interest payments and then also you end up losing a lot of money. 💸💔
The show talked about a participant who bought a luxury purse that happened to be on “sale” on her credit card. 😅
Now she does feel bad because she had to purchase it. 😔
I do not face this issue but for people who end up purchasing a product and later the hack is to “Sleep over the purchase”. 😴
You go to the shop and select the product or put the item in the cart. Do not buy it. 😌
Sleep and on the next day make the decision if you want to buy the product. If the next day your mind still craves for it then go ahead and buy it. If not you save yourself from making a purchase on your credit card which you never even wanted. 🛒✅
This technique is also called “Sleep over it”. 😴🛍️
I know we need to make the decision impulsively and buy the product but when you sleep over and give time the brain creates the proper rationale behind buying a product. 🧠💡
Do let me know if you think Sleeping over it before making a purchase makes sense or not. 😊🤔.